As we as a community go threw racism, unnecessary killings of our people, bad credit, lost of jobs, lack of funding for our communities. I  created Alkebulan Financial Development Program. If we wont to progress we have to speak there language learning how to fill out mortgage papers and not accept Interest rate   presented to you but know what you are signing. How to invest into your community. How to build a portfolio for retirement. How to not over indulge in credit card debt. Know what debt  ratio mean. How to open a bank account and which bank is best beneficial. How to rebuild our communities to be financially independent.